With FinLife® it’s not just about money—it’s about your entire life. Money is just fuel for living the life you want, which means something different for each person.
FinLife® follows a simple three-step process:
Our digital discovery process helps you gain an understanding of what’s important to you. We’ve created a unique set of diagnostic tools – like MoneyMind that help you clearly articulate your intentions, goals, preferences, and priorities, so your money is working toward the life you want. This helps us deliver a completely personal level of personal wealth management guidance and advice.
Once your wealth management advisor has a clear understanding of what you want your money to accomplish, we help identify the trade-offs you are willing to make to achieve the life you want to live. What you determine with your advisor is used to create an individualized financial plan that is aligned with your priorities. Your financial plan is presented as a consolidated, dynamic view of your financial life.
Life is unpredictable. Our wealth management advisors believe that success comes when you engage regularly to adapt your plan as life unfolds. Our process helps you make financial decisions with confidence that are always relevant to your current circumstances and expectations.
Gaining clarity about your intentions and commitments is the first step to living the life you want. The unique approach FinLife® takes to goal-based investing focuses on the importance of you and your financial advisor understanding the life you want to live.
MoneyMind® helps you understand how you and your loved ones relate to money. Understanding your biases around spending, saving, and planning is the first step to making clearer, smarter choices that connect your financial life to the life you want to live.
Our HonestConversations® exercise helps focus you on the intersection between what matters to you and what you can control. It also gives you the opportunity to get on the same page with your loved ones about your financial goals and intentions.
The InvestmentViewfinder℠ helps you identify your investing preferences so your advisor can customize your portfolio to align with your financial plan.
Once we gain a clear understanding of what you want your money to achieve, we create a customized plan, then measure, track, and update it as your life changes.
Financial Control Scorecard® answers the question “Where do I stand financially today?". This provides valuable insight about whether your current savings and investments align with your spending and goals, so that your advisor can evaluate if a course correction is necessary.
– See if you are on track to meeting your financial goals.
– View your funding score, so you know where you stand at all times.
Our financial-planning software helps you establish and prioritize your financial objectives with the trade-offs you need to make along the way.
Your financial advisor will create a personalized, adaptable investment portfolio that is aligned with your target-risk profile and your current preferences. Then, they work with you to adapt your portfolio as your life and preferences change.
– Build investment portfolio recommendations customized to your goal-driven investing priorities and goals.
– See an aggregated view of investments and portfolio allocations.
Goals change. Resources change. Markets change. Making sound financial decisions along the way is fundamental to living a great life. Together with your advisor, you have the power to navigate life’s course corrections with personalized roadmaps and support.
Your advisor creates your Priority Action List from your HonestConversations® exercise results. Your Priority Action List identifies the parts of your life that affect your financial goals and gives you a disciplined plan to address each item.
– Track where you stand towards achieving your goals.
– Measure your progress on outstanding action items.
GuideCenter® is a dynamic, easy-to-use online financial life management portal that helps you engage with your financial advisor to manage your financial life anywhere, anytime. It allows you to take charge through life’s changes with complete visibility and total control—no matter how complex life can become.